It’s everyone’s worst nightmare. You come back from a wonderful holiday and get your first credit card bill. Lo and behold there are charges worth hundreds or thousands of pounds that you never made on your statement
…s gone wrong? Chances are you’ve fallen victim to a particular type of fraud called credit card skimming.
What is credit card skimming? It’s a growing form of credit card fraud, and it goes like this. You use your credit card to make a purchase in a shop or pay for a restaurant meal, your card disappears out of sight for a moment, where it is passed through a small portable reader which copies the data off the magnetic strip on your card. One swipe is all it takes for your account number, name and other relevant details to be copied. Either this data is used to make online purchases or the thieves create a clone of your card which can then be used like any normal credit card.
The other common way that cards are skimmed is with a small dummy facing installed over an ATM machine slot (which is usually indistinguishable from the real thing) which reads your card details as you insert your card. Often this is used in conjunction with a tiny hidden camera to capture your PIN. Scary, huh?
Popular tourist…
Read more:
7 Popular Cities to Watch for Credit Card Skimming Scams
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